Assistant Credit Officer / Credit Officer  
Finca Microfinance Bank   More jobs from this company

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Job Title:   Assistant Credit Officer / Credit Officer
Category:   Business Development
Total Positions:   10
Job Location:   Multan, Bhakkar, Dera Ghazi Khan, Dunyapur, Khanewal, Layyah, Mian Chunnu, Vehari, Yazman Mandi
Gender:   No Preference
Age:   22 to 30 years
Minimum Education:   Bachelors
Degree Title:   B.Com M.Com,BBA MBA or equivalent
Career Level:   Entry Level
Minimum Experience:   Fresh2 Years
Salary Range:   PKR 0 to 25,000 per Month
Apply By:   Sep 25, 2017
     
     
 
Job Description:

•       The LO (CO) is an experienced Loan Officer responsible for the continued development, cultivation and growth of business lending for FINCA in the target market and region.

•       With minimal supervision, the LO is focused on community outreach in order to increase visibility of FINCA and originate quality loan applications.

•       The LO must be driven by the social mission of FINCA to provide credit and services to small businesses that do not have access to loans from commercial sources.

•       The LO works with internal staff and external customers to successfully generate quality business loans in their respective markets.

•       The position is directly responsible for business development and sales and will have specific lending goals to attain during each month.

•       To build a good rapport with clients to make repeat clients.

•       Assist RM/BM to follow up on delayed installments. To initiate collateral liquidation if a client defaults on a loan.

•       Assist RM/BM to prepare reports to send customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

•       The LO constantly examines and develops methods of increasing FINCA's market presence and production including new products.

•       The LO, as a front line employee, recommends ways to effectively and efficiently provide products and services to our clients to ensure customer satisfaction.

•       Also does cross selling of other FINCA products.

•       The LO is responsible for training, coaching and guiding ALOs (ACOs) and is an active participant in working groups and credit committees.

He/she will be responsible to training/coach min. one ALO.


Company Information
 
Company Name:  Finca Microfinance Bank
Company Description:
pFINCA is a globally recognized microfinance organization working in 5 continents and in 23 countries. FINCA provides financial services to the world's lowest-income entrepreneurs so they can create jobs; build assets and improve their standard of living. In 2013, FINCA acquired a majority share of Kashf Microfinance Bank Ltd. and later in November, the bank was rebranded to "FINCA Microfinance Bank Ltd"./ppFINCA Microfinance Bank Ltd is now in more than 90 cities across Pakistan with over 100 outlets. It is one of the fastest growing financial institutions in Pakistan backed with global expertise. The growing presence in Pakistan across more than 100 cities ensures that access to financial services is at the disposal of every Pakistani. FINCA Microfinance Bank Ltd. not only provides financial solutions to lowest income entrepreneurs of Pakistan but also strive to create a positive social impact through job creation and poverty alleviation. A research study has shown that 1 loan creates a minimum of 3 jobs./ppFINCA Microfinance Bank Ltd is a full service bank established under license by the State Bank of Pakistan. As a member of 1Link, FINCA Microfinance Bank Ltd. gives fund accessibility to its customers 24/7 through more than 7,000 ATMs across Pakistan. Each outlet is fully equipped with the latest banking softwares which provide robust online facilities. Our institution is an Equal Opportunity Employer(EOE) and offers its employees an enabling environment to learn, grow and excel not just in their own area of expertise, but also empowers them to exchange experiences and ideas with peers and supervisors, thereby continuously bringing about innovation and improvement in all facets of our business. Moreover, our well-rounded training program caters to the development needs of employees at all levels to ensure that they get a chance to grow as the institution progresses, and at the same time, our employee engagement initiatives are designed t

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